HomePortfoliosAggressive Pension Plan

Aggressive Pension Plan

ETF, blue chip stocks

Optimize
Annual Rebalancing
EUR
Moderate Risk
6.7yr backtest

Performance Summary

Total Return+87.42%
Annualized Return+9.85%
Volatility+15.88%
Sharpe Ratio0.49
Max Drawdown+29.72%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Bonds 10.0%
Holdings Details
Aggressive pension ETF portfolio blending global quality stocks (70%), all-world equities (20%), and hedged bonds (10%) for long-term growth.
AssetTypeAllocationTER
IS3Q.XETRA
iShares Edge MSCI World Quality Factor UCITS ETF (Acc)IE00BP3QZ601
ETF
70.0%0.25%
VWCE.XETRA
Vanguard FTSE All-World UCITS ETF (USD) AccumulatingIE00BK5BQT80
ETF
20.0%0.19%
VAGF.XETRA
Vanguard Global Aggregate Bond UCITS ETF EUR Hedged AccumulatingIE00BG47KH54
ETF
10.0%0.08%
Total100.0%0.22%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €18,742.46
Histogram of Monthly Returns
The portfolio had a positive return during 56 of the 82 months (68%)
Monthly Returns Heatmap
Best month: +8.9% • Worst month: -8.5% • Best year: 2021 (+29.5%) • Worst year: 2022 (-14.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.6%+1.6%-5.0%+1.7%---------0.2%
2025+3.7%-1.8%-7.1%-3.8%+4.4%+0.1%+3.4%-0.3%+2.3%+3.2%+0.2%+0.5%+4.2%
2024+3.3%+4.1%+3.2%-2.2%+1.9%+4.7%-0.7%+0.7%+0.6%+0.5%+6.0%-2.0%+21.6%
2023+3.9%+0.2%+0.7%+0.4%+2.4%+3.1%+2.2%+0.1%-2.0%-2.3%+5.3%+3.9%+19.3%
2022-6.2%-2.1%+4.2%-2.4%-3.8%-5.7%+8.9%-2.3%-5.7%+3.7%+1.8%-5.0%-14.6%
2021-0.4%+2.5%+5.9%+2.0%+0.0%+4.7%+2.4%+2.8%-3.3%+5.6%+0.9%+3.3%+29.5%
2020+0.4%-7.8%-8.5%+8.3%+1.9%+0.9%-0.8%+5.6%-0.8%-2.4%+7.8%+1.5%+4.7%
2019------+0.1%-1.5%+2.6%+0.2%+4.3%+1.7%+7.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +29.72% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -17.4%.

Detailed Metrics

Returns
Total Return
+87.42%
Annualized Return
+9.85%
Avg Monthly Return
+0.83%
Risk
Volatility (Annual)
+15.88%
Max Drawdown
+29.72%
Positive Months
68%
Average Drawdown
-5.6%
Risk-Adjusted
Sharpe Ratio
0.49
Risk-free rate: 2.0%
Sortino Ratio
0.46
Downside risk adjusted
Return/Volatility
0.62
Calmar Ratio
0.33
Return/Max Drawdown
Ulcer Index
7.12
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
18,742.46
Backtest Period
2019-07-25 to 2026-04-02
6.7 years
Rebalancing
annual
Base Currency
EUR