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adsfaadf

Created byuser-julfmc
None Rebalancing
EUR
Moderate Risk
Multi-currency
1.8yr backtest

Performance Summary

Total Return+29.08%
Annualized Return+15.32%
Volatility+12.23%
Sharpe Ratio1.09
Max Drawdown+9.22%

Holdings

Asset Allocation

Asset Class

Precious Metals 40.0%Commodities 20.0%Equity 20.0%Bonds 20.0%
Holdings Details
Inflation-proof ETF portfolio with 60% in gold, commodities and global equities, plus inflation-linked bonds for protection and diversified growth.
AssetTypeAllocationTER
GOLD-EUR.PA
Amundi Physical Gold ETC (C) • FR0013416716
ETF
20.0%0.12%
CMGU.LSE
UBS CMCI GSCI USD ETC • CH0348206373
ETF
20.0%0.39%
YGLD.XETRA
IncomeShares Gold + Yield ETP • XS2852999775
ETF
20.0%0.65%
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66
ETF
10.0%0.17%
IUSN.XETRA
iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31
ETF
10.0%0.35%
LU1353951616
AXA World Funds - Global Inflation Short Duration Bonds F Distribution USD • LU1353951616
FUND
5.0%0.5%
FRC4.XETRA
UBS BBG Euro Inflation Linked 10+ UCITS ETF EUR dis • LU1645381689
ETF
5.0%0.1%
IBCI.XETRA
iShares Euro Inflation Linked Government Bond UCITS ETF • IE00B0M62X26
ETF
5.0%0.09%
IUS5.XETRA
iShares Global Inflation Linked Government Bond UCITS ETF USD (Acc) • IE00B3B8PX14
ETF
5.0%0.2%
Total100.0%0.33%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,907.91
Histogram of Monthly Returns
The portfolio had a positive return during 15 of the 22 months (68%)
Monthly Returns Heatmap
Best month: +6.3% • Worst month: -4.8% • Best year: 2025 (+17.2%) • Worst year: 2024 (-0.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+6.3%+3.7%-3.0%+0.9%+0.7%-4.8%+0.5%+6.1%----+10.5%
2025+4.8%-0.0%-0.0%-3.0%+0.6%-1.5%+3.6%+0.9%+4.9%+3.4%+2.0%+0.7%+17.2%
2024----------+0.5%-0.8%-0.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +9.22% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -9.2%.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (30.0% of total allocation)

Total Dividends Received

€324.23

18 payments

Dividend Yield

1.61%

(annualized)

Avg Per Payment

€18.01

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€145.78
2025€178.45
Total€324.23

Detailed Metrics

Returns
Total Return
+29.08%
Annualized Return
+15.32%
Avg Monthly Return
+1.21%
Risk
Volatility (Annual)
+12.23%
Max Drawdown
+9.22%
Positive Months
68%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
1.09
Risk-free rate: 2.0%
Sortino Ratio
0.99
Downside risk adjusted
Return/Volatility
1.25
Calmar Ratio
1.66
Return/Max Drawdown
Ulcer Index
3.85
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,907.91
Backtest Period
2024-11-12 to 2026-08-28
1.8 years
Rebalancing
none
Base Currency
EUR