Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IS3S.XETRA iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 17.0% | 0.25% |
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 15.0% | 0.29% |
LBNK.XETRA Amundi STOXX Europe 600 Banks UCITS ETF Acc • LU1834983477 | ETF | 12.5% | 0.3% |
FLXK.XETRA Franklin FTSE Korea UCITS ETF • IE00BHZRR030 | ETF | 12.5% | 0.09% |
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9 | ETF | 12.0% | 0.35% |
VGEK.XETRA Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF (USD) Accumulating • IE00BK5BQZ41 | ETF | 11.0% | 0.15% |
VWCG.XETRA Vanguard FTSE Developed Europe UCITS ETF (EUR) Accumulating • IE00BK5BQX27 | ETF | 10.0% | 0.1% |
IGLD.XETRA iShares Physical Gold EUR Hedged ETC • IE0009JOT9U1 | ETF | 10.0% | 0.25% |
| Total | 100.0% | 0.23% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +10.4% | +5.8% | -10.5% | +15.8% | +14.4% | +3.8% | -8.2% | +4.0% | +1.8% | - | - | - | +39.8% |
| 2025 | +6.1% | +2.2% | -3.5% | -1.5% | +6.4% | +2.8% | +3.5% | +1.2% | +6.0% | +7.5% | +0.6% | +4.8% | +41.8% |
| 2024 | +0.3% | +3.5% | +6.0% | -1.1% | +2.1% | +2.1% | +0.8% | -1.4% | +0.8% | -1.1% | +1.7% | -1.0% | +13.3% |
| 2023 | +7.9% | -0.0% | -1.1% | -0.8% | +2.6% | +2.5% | +3.6% | -3.0% | -0.8% | -4.0% | +6.7% | +5.2% | +19.8% |
| 2022 | - | - | - | - | - | - | +3.8% | -2.6% | -7.7% | +4.4% | +7.0% | -3.5% | +0.6% |
Benny 2026 returned +27.01% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.