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8etf

Created byuser-4t5pxw
Optimize
None Rebalancing
EUR
Low Risk
2.4yr backtest

Performance Summary

Total Return+33.51%
Annualized Return+12.70%
Volatility+8.24%
Sharpe Ratio1.30
Max Drawdown+10.47%

Holdings

Asset Allocation

Asset Class

Equity 55.1%Money Market 36.8%Precious Metals 8.1%
Holdings Details
A diversified ETF portfolio blending global quality stocks, bonds, gold, and targeted sectors for a balanced, resilient core holding.
AssetTypeAllocationTER
C3M.PA
Amundi Euro Government Bond 0-6 M UCITS ETF Acc • FR0010754200
ETF
36.8%0.14%
IS3Q.XETRA
iShares Edge MSCI World Quality Factor UCITS ETF (Acc) • IE00BP3QZ601
ETF
21.4%0.25%
IQQ0.XETRA
iShares Edge MSCI World Minimum Volatility UCITS ETF USD (Acc) • IE00B8FHGS14
ETF
14.2%0.3%
ESIH.XETRA
iShares MSCI Europe Health Care Sector UCITS ETF EUR (Acc) • IE00BMW42181
ETF
10.5%0.18%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
8.1%0.12%
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14
ETF
4.3%0.15%
DFEN.XETRA
VanEck Defense UCITS ETF A • IE000YYE6WK5
ETF
2.9%0.55%
SPYL.XETRA
State Street SPDR S&P 500 UCITS ETF USD Unhedged (Acc) • IE000XZSV718
ETF
1.8%0.03%
Total100.0%0.20%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €13,350.63
Histogram of Monthly Returns
The portfolio had a positive return during 23 of the 30 months (77%)
Monthly Returns Heatmap
Best month: +3.2% • Worst month: -4.0% • Best year: 2024 (+16.4%) • Worst year: 2026 (+1.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.7%+1.7%-4.0%+1.4%--------+1.7%
2025+3.2%+0.1%-3.1%-1.6%+2.3%-0.7%+2.1%+0.1%+2.6%+2.3%+0.6%+0.7%+8.9%
2024+2.7%+2.1%+2.8%-0.7%+1.4%+2.9%+0.6%+1.2%-0.1%+0.9%+3.1%-1.4%+16.4%
2023----------+1.8%+1.7%+3.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +10.47% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -10.5%.

Detailed Metrics

Returns
Total Return
+33.51%
Annualized Return
+12.70%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+8.24%
Max Drawdown
+10.47%
Positive Months
77%
Average Drawdown
-1.6%
Risk-Adjusted
Sharpe Ratio
1.30
Risk-free rate: 2.0%
Sortino Ratio
1.27
Downside risk adjusted
Return/Volatility
1.54
Calmar Ratio
1.21
Return/Max Drawdown
Ulcer Index
2.14
Drawdown depth & duration
Martin Ratio
0.05
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€13,350.63
Backtest Period
2023-11-01 to 2026-04-02
2.4 years
Rebalancing
none
Base Currency
EUR