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80:20

80:20

Created byuser-86gum5
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None Rebalancing
EUR
Moderate Risk
2.8yr backtest

Performance Summary

Total Return+37.79%
Annualized Return+12.32%
Volatility+11.03%
Sharpe Ratio0.94
Max Drawdown+17.71%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 20.0%
Holdings Details
Discover the 80:20 diversified ETF portfolio in EUR, designed for balanced growth with 80% equities and 20% bonds. Simple, strategic, long-term wealth building.
AssetTypeAllocationTER
FWIA.XETRA
Invesco FTSE All-World UCITS ETF Acc • IE000716YHJ7
ETF
80.0%0.15%
VAGF.XETRA
Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating • IE00BG47KH54
ETF
20.0%0.08%
Total100.0%0.14%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €13,779.07
Histogram of Monthly Returns
The portfolio had a positive return during 23 of the 35 months (66%)
Monthly Returns Heatmap
Best month: +5.6% • Worst month: -6.2% • Best year: 2024 (+20.1%) • Worst year: 2026 (-0.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.1%+1.6%-4.9%+1.8%---------0.6%
2025+4.0%-2.1%-6.2%-3.2%+4.9%+1.0%+4.0%-0.3%+2.6%+3.7%-0.4%+0.4%+8.1%
2024+2.1%+2.8%+3.1%-1.4%+1.1%+4.0%+0.4%-0.1%+1.6%+0.5%+5.6%-1.0%+20.1%
2023-----+0.7%+2.4%-0.7%-1.5%-2.9%+5.2%+3.8%+6.8%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +17.71% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -17.7%.

Detailed Metrics

Returns
Total Return
+37.79%
Annualized Return
+12.32%
Avg Monthly Return
+0.96%
Risk
Volatility (Annual)
+11.03%
Max Drawdown
+17.71%
Positive Months
66%
Average Drawdown
-2.5%
Risk-Adjusted
Sharpe Ratio
0.94
Risk-free rate: 2.0%
Sortino Ratio
0.89
Downside risk adjusted
Return/Volatility
1.12
Calmar Ratio
0.70
Return/Max Drawdown
Ulcer Index
3.54
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€13,779.07
Backtest Period
2023-06-29 to 2026-04-02
2.8 years
Rebalancing
none
Base Currency
EUR