Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 55.0% | 0.19% |
MTB.PA Amundi Euro Government Bond 3-5Y UCITS ETF Acc • LU1650488494 | ETF | 30.0% | 0.15% |
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 15.0% | 0.07% |
| Total | 100.0% | 0.16% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.3% | +1.8% | -4.7% | +5.6% | +4.0% | +1.2% | -0.9% | +1.3% | +0.4% | - | - | - | +10.1% |
| 2025 | +3.5% | -0.5% | -4.6% | -1.7% | +4.0% | +0.3% | +2.6% | +0.1% | +1.8% | +3.0% | -0.1% | +0.7% | +9.0% |
| 2024 | +1.7% | +2.0% | +2.8% | -1.4% | +1.2% | +2.7% | +0.8% | +0.1% | +1.3% | -0.2% | +4.4% | -0.9% | +15.3% |
| 2023 | +4.0% | -0.2% | +0.7% | +0.4% | +0.9% | +2.1% | +1.9% | -0.8% | -1.4% | -2.3% | +4.6% | +3.4% | +13.9% |
| 2022 | -3.3% | -1.8% | +1.8% | -1.8% | -2.1% | -4.7% | +6.7% | -2.5% | -5.0% | +2.9% | +1.9% | -4.1% | -12.0% |
| 2021 | +0.3% | +1.8% | +4.3% | +1.1% | +0.4% | +2.8% | +0.9% | +2.0% | -1.7% | +3.1% | -0.0% | +2.9% | +19.1% |
| 2020 | -0.5% | -5.8% | -8.3% | +5.7% | +1.7% | +1.9% | -0.1% | +3.3% | -0.6% | -1.6% | +6.7% | +1.6% | +3.0% |
| 2019 | - | - | - | - | - | - | -0.1% | -1.0% | +2.3% | +0.0% | +2.6% | +1.6% | +5.4% |
70/30 Portfolio with Europe Tilt returned +8.56% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.