HomePortfolios60W 10EM 10M&G 10KOP 10 POLAR

60W 10EM 10M&G 10KOP 10 POLAR

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Monthly Rebalancing
EUR
Moderate Risk
Multi-currency
12.0yr backtest

Performance Summary

Total Return+342.71%
Annualized Return+13.22%
Volatility+13.48%
Sharpe Ratio0.83
Max Drawdown+31.94%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity portfolio diversified across world, European, emerging markets, and technology funds for long-term growth potential.
AssetTypeAllocationTER
IE00B03HD191
Vanguard Global Stock Index Fund EUR Acc • IE00B03HD191
FUND
60.0%0.18%
LU1670707527
M&G (Lux) European Strategic Value Fund A EUR Acc • LU1670707527
FUND
10.0%1.86%
IE0031786696
Vanguard Emerging Markets Stock Index Fund EUR Acc • IE0031786696
FUND
10.0%0.08%
IE00BH6XS969
Heptagon Fund ICAV - Kopernik Global All-Cap Equity Fund A USD Acc • IE00BH6XS969
FUND
10.0%1.45%
IE00B42N9S52
Polar Capital Global Technology Fund I Income • IE00B42N9S52
FUND
10.0%1.03%
Total100.0%0.55%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €44,271.34
Histogram of Monthly Returns
The portfolio had a positive return during 98 of the 145 months (68%)
Monthly Returns Heatmap
Best month: +12.1% • Worst month: -12.9% • Best year: 2019 (+27.2%) • Worst year: 2022 (-13.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.7%+2.9%-5.3%+9.5%+6.7%+0.5%-0.5%-----+18.0%
2025+3.5%-0.7%-6.5%-3.1%+6.8%+2.2%+4.2%+0.6%+4.3%+4.9%-0.4%+0.4%+16.6%
2024+2.2%+4.4%+3.5%-1.6%+2.5%+3.1%+0.3%+0.2%+1.7%+0.6%+5.5%-0.3%+24.2%
2023+5.7%+0.0%+0.9%-0.6%+3.2%+2.7%+2.8%-1.1%-1.2%-2.9%+5.9%+3.3%+19.7%
2022-3.1%-2.9%+2.6%-2.8%-1.5%-6.6%+9.0%-2.1%-7.2%+4.2%+3.9%-6.8%-13.7%
2021+0.6%+3.0%+5.3%+1.8%+0.7%+4.0%+0.3%+2.6%-1.7%+4.9%-0.2%+2.5%+26.4%
2020-0.1%-6.8%-12.9%+12.1%+3.6%+2.5%+0.4%+5.0%-1.8%-1.9%+9.5%+3.0%+10.5%
2019+7.7%+3.4%+2.0%+3.5%-5.4%+4.0%+2.4%-1.5%+2.6%+0.5%+3.5%+2.1%+27.2%
2018+1.8%-1.7%-2.7%+2.9%+3.7%-0.9%+2.1%+0.8%+0.5%-4.9%+1.1%-7.3%-5.1%
2017+1.3%+3.9%+0.7%-0.1%-0.8%-1.4%-0.2%+0.0%+2.5%+3.7%-0.6%+0.6%+9.9%
2016-6.4%-0.2%+2.9%+2.5%+2.8%+0.2%+4.7%+1.0%+0.0%+0.6%+3.3%+3.0%+14.9%
2015+5.8%+5.8%+3.0%-1.6%+2.4%-3.5%+1.5%-7.7%-2.8%+9.1%+3.4%-4.6%+9.9%
2014-------0.1%+3.5%+0.4%+0.4%+2.1%+0.9%+7.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.94% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -16.4%.

Detailed Metrics

Returns
Total Return
+342.71%
Annualized Return
+13.22%
Avg Monthly Return
+1.10%
Risk
Volatility (Annual)
+13.48%
Max Drawdown
+31.94%
Positive Months
68%
Average Drawdown
-4.8%
Risk-Adjusted
Sharpe Ratio
0.83
Risk-free rate: 2.0%
Sortino Ratio
0.76
Downside risk adjusted
Return/Volatility
0.98
Calmar Ratio
0.41
Return/Max Drawdown
Ulcer Index
6.31
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€44,271.34
Backtest Period
2014-07-15 to 2026-07-09
12.0 years
Rebalancing
monthly
Base Currency
EUR
60W 10EM 10M&G 10KOP 10 POLAR | +13.2% CAGR | ETF Backtest