Home Portfolios60/30/10 mit GERD

60/30/10 mit GERD

Created byuser-dmjf59

Optimize

Annual Rebalancing

EUR

Low Risk

Multi-currency

3.1yr backtest

Performance Summary

Total Return+41.03%

Annualized Return+11.92%

Volatility+8.52%

Sharpe Ratio1.16

Max Drawdown+13.76%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 30.0%Commodities 10.0%

Holdings Details

A diversified ETF portfolio blending global equities, European government bonds, and broad commodities for balanced, long-term growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
GERD.XETRA L&G Gerd Kommer Multifactor Equity UCITS ETF USD Accumulating • IE0001UQQ933	IE0001UQQ933	Acc	ETF	60.0%	0.45%
PRAB.XETRA Amundi Prime Euro Government Bond 0-1Y UCITS ETF Acc • LU2233156582	LU2233156582	Acc	ETF	15.0%	0.05%
LYXF.XETRA Amundi Euro Government Bond 15+Y UCITS ETF Acc • LU1287023268	LU1287023268	Acc	ETF	15.0%	0.15%
CMOD.LSE Invesco Bloomberg Commodity UCITS ETF Acc • IE00BD6FTQ80	IE00BD6FTQ80	Acc	ETF	10.0%	0.19%
Total		Total			100.0%	0.32%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €14,103.42

Histogram of Monthly Returns

The portfolio had a positive return during 24 of the 38 months (63%)

Monthly Returns Heatmap

Best month: +5.0% • Worst month: -4.3% • Best year: 2024 (+12.4%) • Worst year: 2023 (+5.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.5%	+2.6%	-2.6%	+4.8%	+3.7%	+1.1%	-0.4%	-	-	-	-	-	+11.9%
2025	+3.3%	-0.6%	-4.3%	-2.5%	+3.6%	-0.0%	+2.2%	-0.4%	+1.8%	+2.9%	+0.1%	-0.1%	+5.9%
2024	+1.0%	+1.8%	+2.7%	-1.1%	+0.7%	+1.4%	+0.8%	-0.5%	+2.0%	+0.1%	+5.0%	-1.9%	+12.4%
2023	-	-	-	-	-	+0.7%	+2.3%	-0.7%	-1.2%	-2.6%	+3.4%	+4.0%	+5.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +13.76% • The longest drawdown period lasted for 7 months and was between February 2025 and October 2025. It reached a trough of -13.8%.

Detailed Metrics

Returns

Total Return

+41.03%

Annualized Return

+11.92%

Avg Monthly Return

+0.93%

Risk

Volatility (Annual)

+8.52%

Max Drawdown

+13.76%

Positive Months

63%

Average Drawdown

-2.1%

Risk-Adjusted

Sharpe Ratio

1.16

Risk-free rate: 2.0%

Sortino Ratio

1.10

Downside risk adjusted

Return/Volatility

1.40

Calmar Ratio

0.87

Return/Max Drawdown

Ulcer Index

2.76

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€14,103.42

Backtest Period

2023-06-21 to 2026-07-10
3.1 years

Rebalancing

annual

Base Currency

EUR