Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 60.0% | 0.19% |
IUAA.LSE iShares US Aggregate Bond UCITS Acc • IE00BYXYYM63 | ETF | 20.0% | 0.07% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 20.0% | 0% |
| Total | 100.0% | 0.13% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.6% | +2.9% | -5.3% | +4.5% | +3.7% | -0.7% | -1.5% | +3.0% | +0.4% | - | - | - | +9.6% |
| 2025 | +4.2% | -0.7% | -3.8% | -2.8% | +3.0% | -0.7% | +3.8% | +0.3% | +4.4% | +4.2% | +1.0% | +0.8% | +14.3% |
| 2024 | +2.4% | +2.0% | +4.0% | -0.4% | +0.6% | +3.6% | +0.9% | +0.0% | +2.0% | +1.9% | +4.6% | -0.7% | +23.0% |
| 2023 | +4.0% | -0.6% | +1.3% | -0.4% | +2.2% | +0.7% | +1.7% | -0.4% | -1.3% | -1.0% | +3.6% | +2.7% | +13.0% |
| 2022 | -2.8% | -0.3% | +2.8% | -0.4% | -3.3% | -3.1% | +6.2% | -1.3% | -3.9% | +0.8% | +0.9% | -3.5% | -8.2% |
| 2021 | +0.7% | +0.1% | +4.4% | +0.8% | +0.7% | +2.6% | +1.2% | +1.9% | -1.2% | +3.1% | +1.0% | +2.5% | +19.3% |
| 2020 | +1.4% | -4.3% | -6.0% | +6.9% | +1.0% | +1.6% | +0.3% | +2.4% | -0.7% | -1.1% | +2.8% | +1.6% | +5.4% |
| 2019 | - | - | - | - | - | - | +0.3% | +1.1% | +1.4% | -0.2% | +2.2% | +1.4% | +6.4% |
60/20/20 returned +11.29% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.