Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
V60A.XETRA Vanguard LifeStrategy 60% Equity UCITS ETF Accumulating • IE00BMVB5P51 | ETF | 51.0% | 0.25% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 38.0% | 0.1% |
LYQ2.XETRA Amundi Euro Government Bond 1-3Y UCITS ETF Acc • LU1650487413 | ETF | 11.0% | 0.15% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.6% | +1.0% | -2.5% | +3.0% | +2.3% | +0.7% | -0.9% | +1.1% | -0.0% | - | - | - | +5.2% |
| 2025 | +1.6% | -0.4% | -2.5% | -0.9% | +2.0% | +0.5% | +1.6% | +0.1% | +1.2% | +1.8% | -0.0% | +0.1% | +4.9% |
| 2024 | +0.9% | +1.1% | +1.6% | -1.0% | +0.6% | +1.9% | +0.7% | +0.4% | +0.9% | -0.1% | +2.6% | -0.5% | +9.3% |
| 2023 | +1.9% | -0.3% | +0.5% | +0.1% | +0.8% | +1.1% | +1.0% | -0.3% | -0.7% | -1.2% | +2.8% | +2.1% | +8.0% |
| 2022 | -2.1% | -1.0% | +0.7% | -1.7% | -1.2% | -2.4% | +3.5% | -1.3% | -2.9% | +0.9% | +0.9% | -1.9% | -8.3% |
| 2021 | -0.2% | +0.4% | +1.6% | +0.5% | -0.0% | +1.5% | +0.6% | +0.8% | -0.9% | +1.4% | +0.3% | +1.0% | +7.1% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +0.8% | +0.8% |
50/50-Portfolio mit hoher Teilfreistellung returned +4.52% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.