HomePortfoliosДети от 300 на 5 лет

Дети от 300 на 5 лет

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None Rebalancing
EUR
Low Risk
Multi-currency
8.2yr backtest

Performance Summary

Total Return+112.79%
Annualized Return+9.64%
Volatility+9.87%
Sharpe Ratio0.77
Max Drawdown+23.10%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Bonds 50.0%
Holdings Details
Diversified ETF portfolio with 50% global stocks and 50% USD floating-rate bonds for balanced growth and income stability.
AssetTypeAllocationTER
EUNL.XETRA
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
50.0%0.2%
FLOA.LSE
iShares USD Floating Rate Bond UCITS ETF USD (Acc)IE00BDFGJ627
ETF
50.0%0.1%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €21,278.83
Histogram of Monthly Returns
The portfolio had a positive return during 65 of the 100 months (65%)
Monthly Returns Heatmap
Best month: +7.0% • Worst month: -7.8% • Best year: 2021 (+22.0%) • Worst year: 2022 (-5.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.2%+1.3%-2.5%+5.1%+4.0%+0.0%------+7.8%
2025+3.0%-1.4%-6.3%-4.0%+4.0%-0.7%+4.0%-0.4%+1.6%+3.4%-0.1%-0.2%+2.3%
2024+3.2%+2.5%+2.5%-0.6%+0.4%+3.6%-0.1%-0.9%+0.8%+1.8%+5.9%+0.0%+20.7%
2023+2.4%+1.7%-1.1%-0.1%+2.9%+1.7%+1.3%+0.4%+0.3%-1.9%+2.3%+2.1%+12.8%
2022-2.9%-0.9%+3.2%+0.4%-2.8%-2.9%+7.0%-0.1%-2.2%+2.2%-1.8%-4.1%-5.4%
2021+0.6%+2.1%+4.8%+0.1%-0.7%+4.0%+1.1%+2.1%-0.3%+3.1%+1.2%+2.3%+22.0%
2020+1.0%-4.6%-7.8%+6.4%+1.2%+0.5%-2.5%+3.1%-0.1%-1.2%+3.6%+0.6%-0.6%
2019+4.2%+2.6%+2.0%+2.2%-2.1%+1.0%+3.2%-0.6%+2.4%-0.9%+3.0%+0.1%+18.4%
2018--+0.5%+3.5%+3.3%+0.6%+1.0%+1.1%+0.5%-1.5%+0.2%-4.6%+4.4%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +23.10% • The longest drawdown period lasted for 1 year and 1 month and was between February 2020 and March 2021. It reached a trough of -23.1%.

Detailed Metrics

Returns
Total Return
+112.79%
Annualized Return
+9.64%
Avg Monthly Return
+0.79%
Risk
Volatility (Annual)
+9.87%
Max Drawdown
+23.10%
Positive Months
65%
Average Drawdown
-3.5%
Risk-Adjusted
Sharpe Ratio
0.77
Risk-free rate: 2.0%
Sortino Ratio
0.71
Downside risk adjusted
Return/Volatility
0.98
Calmar Ratio
0.42
Return/Max Drawdown
Ulcer Index
4.63
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
21,278.83
Backtest Period
2018-03-28 to 2026-06-12
8.2 years
Rebalancing
none
Base Currency
EUR