Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWRA.LSE Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 40.0% | 0.19% |
JPGL.LSE JPMorgan Global Equity Multi-Factor UCITS ETF Accumulating • IE00BJRCLL96 | ETF | 30.0% | 0.19% |
WVAL.LSE State Street SPDR MSCI World Value UCITS ETF USD Unhedged (Acc) • IE00BJXRT813 | ETF | 30.0% | 0.25% |
| Total | 100.0% | 0.21% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +3.5% | -7.2% | +8.2% | +5.5% | -0.6% | +0.2% | +3.8% | +0.3% | - | - | - | +17.4% |
| 2025 | +4.1% | -0.7% | -1.7% | +0.5% | +4.8% | +3.7% | +0.9% | +3.2% | +2.2% | +1.9% | +1.9% | +2.2% | +25.4% |
| 2024 | +0.6% | +2.5% | +4.0% | -2.9% | +2.5% | +1.3% | +2.7% | +1.6% | +1.9% | -2.6% | +2.9% | -3.4% | +11.3% |
| 2023 | +6.3% | -2.1% | +1.6% | +1.6% | -2.6% | +6.1% | +3.7% | -2.6% | -2.9% | -3.6% | +8.2% | +5.7% | +19.8% |
| 2022 | -3.4% | -2.0% | +2.9% | -5.5% | -0.5% | -8.6% | +5.3% | -3.2% | -8.5% | +5.7% | +6.4% | -1.3% | -13.4% |
| 2021 | +0.9% | +3.1% | +3.8% | +3.1% | +2.2% | -0.1% | +1.2% | +1.5% | -3.2% | +3.4% | -1.9% | +4.5% | +19.9% |
| 2020 | - | - | - | - | - | - | - | - | - | - | +2.3% | +3.6% | +6.0% |
30 Value, 30 Quality, 40 Market returned +14.19% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.