Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
XSX6.XETRA Xtrackers STOXX Europe 600 UCITS ETF 1C • LU0328475792 | ETF | 30.0% | 0.2% |
XD9U.XETRA Xtrackers MSCI USA UCITS ETF 1C • IE00BJ0KDR00 | ETF | 30.0% | 0.03% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 30.0% | 0.18% |
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 10.0% | 0.12% |
| Total | 100.0% | 0.14% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +3.6% | -7.2% | +8.8% | +5.9% | +1.8% | -2.4% | +2.5% | +0.9% | - | - | - | +17.8% |
| 2025 | +4.3% | -0.3% | -5.0% | -3.0% | +5.3% | +0.9% | +3.4% | +0.3% | +3.2% | +4.3% | -0.5% | +1.0% | +14.2% |
| 2024 | +1.7% | +3.3% | +3.6% | -0.9% | +1.1% | +3.5% | +0.5% | -0.3% | +1.8% | -0.8% | +3.9% | -0.7% | +17.7% |
| 2023 | +5.6% | -0.6% | +0.4% | -0.2% | +1.1% | +3.1% | +3.0% | -2.1% | -1.1% | -3.6% | +5.7% | +3.4% | +15.3% |
| 2022 | -3.6% | -2.7% | +1.7% | -1.5% | -2.4% | -6.1% | +7.4% | -1.6% | -6.8% | +2.3% | +4.6% | -4.5% | -13.3% |
| 2021 | +1.2% | +2.4% | +4.8% | +0.8% | +0.5% | +3.7% | -0.2% | +2.6% | -1.7% | +3.3% | -0.6% | +3.6% | +22.3% |
| 2020 | -2.0% | -7.6% | -12.1% | +8.4% | +2.0% | +3.2% | +0.2% | +4.2% | -0.1% | -1.8% | +9.6% | +2.8% | +4.8% |
| 2019 | +8.0% | +2.6% | +2.5% | +3.0% | -5.3% | +3.9% | +2.1% | -2.1% | +3.4% | +0.8% | +3.3% | +3.0% | +27.5% |
| 2018 | +2.1% | -2.4% | -2.6% | +2.9% | +1.8% | -1.4% | +2.6% | -0.3% | +0.6% | -5.6% | +1.3% | -6.8% | -8.1% |
| 2017 | +0.3% | +4.6% | +1.5% | +0.1% | -0.3% | -1.1% | +0.1% | -0.0% | +2.3% | +3.5% | -0.7% | +1.6% | +12.5% |
| 2016 | -6.5% | -0.3% | +2.7% | -0.2% | +2.9% | -0.4% | +4.3% | +0.7% | +0.7% | +0.7% | +2.4% | +2.5% | +9.7% |
| 2015 | +7.1% | +6.1% | +2.9% | -0.0% | +1.1% | -4.0% | +0.7% | -8.6% | -3.3% | +9.0% | +3.0% | -4.5% | +8.2% |
| 2014 | - | - | - | - | - | +0.0% | +1.1% | +3.7% | +0.4% | +0.1% | +2.5% | -0.0% | +8.1% |
30 Eu, 30 US, 30 EM, 10 Jap returned +10.58% a year over the 12 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.