Inspired by the 3-fund philosophy, this portfolio keeps things simple: one US core (I500), one developed world ex-US (EXUS), and one emerging markets sleeve (IS3N). 100% equities, annually rebalanced, and built entirely with UCITS-compliant ETFs available on XETRA
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
I500.XETRA iShares S&P 500 Swap UCITS ETF USD (Acc) • IE00BMTX1Y45 | ETF | 60.0% | 0.05% |
EXUS.XETRA Xtrackers MSCI World ex USA UCITS ETF 1C • IE0006WW1TQ4 | ETF | 30.0% | 0.15% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
| Total | 100.0% | 0.09% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.4% | +1.9% | -5.5% | +8.5% | +2.6% | - | - | - | - | - | - | - | +8.7% |
| 2025 | +4.2% | -1.8% | -6.8% | -3.8% | +6.0% | +0.9% | +4.4% | -0.1% | +2.8% | +4.3% | -0.3% | +0.6% | +10.0% |
| 2024 | - | - | +2.7% | -1.7% | +1.2% | +4.7% | +0.2% | -0.3% | +1.7% | +0.6% | +6.3% | -1.0% | +15.0% |