3 ETFs

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Global equity ETF portfolio balancing US, international, and emerging markets for diversified long-term growth with low costs.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087	IE00B5BMR087	Acc	ETF	45.0%	0.07%
EXUS.XETRA Xtrackers MSCI World ex USA UCITS ETF 1C • IE0006WW1TQ4	IE0006WW1TQ4	Acc	ETF	44.0%	0.15%
XMME.XETRA Xtrackers MSCI Emerging Markets UCITS ETF 1C • IE00BTJRMP35	IE00BTJRMP35	Acc	ETF	11.0%	0.18%
Total		Total			100.0%	0.12%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €14,167.16

Histogram of Monthly Returns

The portfolio had a positive return during 19 of the 29 months (66%)

Monthly Returns Heatmap

Best month: +8.0% • Worst month: -6.2% • Best year: 2026 (+12.7%) • Worst year: 2025 (+11.6%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.1%	+2.8%	-6.1%	+8.0%	+5.4%	+1.6%	-1.1%	-	-	-	-	-	+12.7%
2025	+4.5%	-1.2%	-6.2%	-3.4%	+5.8%	+0.6%	+3.9%	+0.1%	+2.7%	+4.2%	-0.2%	+0.8%	+11.6%
2024	-	-	+2.7%	-1.6%	+1.4%	+3.7%	+0.4%	-0.1%	+1.6%	-0.1%	+5.4%	-1.1%	+12.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +19.62% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -19.6%.

Detailed Metrics

Returns

Total Return

+41.67%

Annualized Return

+16.05%

Avg Monthly Return

+1.26%

Risk

Volatility (Annual)

+13.38%

Max Drawdown

+19.62%

Positive Months

66%

Average Drawdown

-2.8%

Risk-Adjusted

Sharpe Ratio

1.05

Risk-free rate: 2.0%

Sortino Ratio

0.99

Downside risk adjusted

Return/Volatility

1.20

Calmar Ratio

0.82

Return/Max Drawdown

Ulcer Index

3.88

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€14,167.16

Backtest Period

2024-03-14 to 2026-07-17
2.3 years

Rebalancing

none

Base Currency

EUR

Performance Summary

Holdings

Performance

Detailed Metrics