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3 bond

Created byuser-nrr4as
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Annual Rebalancing
GBP
Low Risk
2.9yr backtest

Performance Summary

Total Return+51.43%
Annualized Return+15.51%
Volatility+9.98%
Sharpe Ratio1.35
Max Drawdown+14.72%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 20.0%
Holdings Details
A globally diversified ETF portfolio with 80% world equities and 20% bonds for a balanced core investment strategy.
AssetTypeAllocationTER
FWRG.LSE
Invesco FTSE All-World UCITS ETF Acc • IE000716YHJ7
ETF
80.0%0.15%
TI5G.LSE
iShares USD TIPS 0-5 UCITS ETF GBP Hedged (Dist) • IE00BDZVHB89
ETF
8.0%0.12%
CBUG.LSE
iShares USD Treasury Bond 3-7yr UCITS ETF GBP hedged (Dist) • IE00BJJPVP04
ETF
8.0%0.1%
IGL5.LSE
iShares UK Gilts 0-5yr UCITS ETF GBP (Acc) • IE000RCMNFR9
ETF
4.0%0.07%
Total100.0%0.14%

Performance

Portfolio Value Over Time
Starting with £10,000 investment → now worth £15,143.25
Histogram of Monthly Returns
The portfolio had a positive return during 23 of the 36 months (64%)
Monthly Returns Heatmap
Best month: +6.1% • Worst month: -5.1% • Best year: 2024 (+16.7%) • Worst year: 2023 (+7.1%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.5%+2.9%-5.1%+6.1%+3.6%-------+7.9%
2025+3.7%-2.6%-4.7%-1.7%+4.1%+2.2%+4.6%+0.1%+3.0%+4.1%-0.6%+0.0%+12.3%
2024+1.0%+3.1%+2.9%-1.7%+1.0%+3.7%-0.2%-0.1%+0.9%+1.4%+4.1%-0.4%+16.7%
2023-----+0.3%+2.4%-0.8%-0.1%-2.5%+4.1%+3.8%+7.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +14.72% • The longest drawdown period lasted for 6 months and was between January 2025 and July 2025. It reached a trough of -14.7%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (16.0% of total allocation)

Total Dividends Received

£255.47

11 payments

Dividend Yield

0.73%

(annualized)

Avg Per Payment

£23.22

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026£20.73
2025£101.38
2024£88.83
2023£44.54
Total£255.47

Detailed Metrics

Returns
Total Return
+51.43%
Annualized Return
+15.51%
Avg Monthly Return
+1.19%
Risk
Volatility (Annual)
+9.98%
Max Drawdown
+14.72%
Positive Months
64%
Average Drawdown
-2.2%
Risk-Adjusted
Sharpe Ratio
1.35
Risk-free rate: 2.0%
Sortino Ratio
1.33
Downside risk adjusted
Return/Volatility
1.55
Calmar Ratio
1.05
Return/Max Drawdown
Ulcer Index
3.01
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
£10,000
Final Value
£15,143.25
Backtest Period
2023-06-29 to 2026-05-15
2.9 years
Rebalancing
annual
Base Currency
GBP