Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66 | ETF | 40.0% | 0.17% |
ANAV.XETRA AXA IM NASDAQ 100 UCITS ETF USD Acc • IE000QDFFK00 | ETF | 30.0% | 0.14% |
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 20.0% | 0.25% |
CEBL.XETRA iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969 | ETF | 10.0% | 0.2% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.5% | +0.8% | -5.8% | +12.5% | +8.8% | +3.1% | -5.8% | +2.4% | +0.9% | - | - | - | +18.4% |
| 2025 | +4.0% | -2.9% | -8.4% | -3.5% | +7.5% | +1.7% | +4.8% | -1.0% | +4.0% | +5.0% | -1.4% | +0.3% | +9.4% |
| 2024 | +3.4% | +5.0% | +3.5% | -1.8% | +1.6% | +6.8% | -1.7% | -0.9% | +2.3% | +1.4% | +6.4% | +0.0% | +28.7% |
| 2023 | +6.0% | -0.5% | +2.4% | -0.1% | +3.3% | +4.7% | +3.0% | -4.0% | -1.7% | -3.3% | +6.1% | +4.3% | +21.4% |
| 2022 | - | - | - | - | - | - | - | - | - | - | +0.5% | -5.4% | -5.0% |
2222 c Novos returned +18.74% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.