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2222

Created byuser-xsvckd
Optimize FIRE Projection
Annual Rebalancing
EUR
Moderate Risk
6.3yr backtest

Performance Summary

Total Return+145.57%
Annualized Return+15.40%
Volatility+14.35%
Sharpe Ratio0.93
Max Drawdown+21.52%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Diversified all-equity ETF portfolio spanning global, US tech, dividend, momentum, and EM Asia stocks for long-term growth.
AssetTypeAllocationTER
SPYI.XETRA
SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66
ETF
35.0%0.17%
EQQQ.XETRA
Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012
ETF
20.0%0.3%
VGWE.XETRA
Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626
ETF
20.0%0.29%
IS3R.XETRA
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825
ETF
15.0%0.25%
CEBL.XETRA
iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969
ETF
10.0%0.2%
Total100.0%0.23%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €24,556.99
Histogram of Monthly Returns
The portfolio had a positive return during 48 of the 76 months (63%)
Monthly Returns Heatmap
Best month: +10.4% • Worst month: -7.3% • Best year: 2021 (+27.1%) • Worst year: 2022 (-14.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.2%+2.1%-5.6%+10.4%+7.4%+2.9%-4.0%+2.1%+0.7%---+18.4%
2025+4.2%-1.9%-7.3%-3.8%+6.6%+1.2%+4.4%-0.4%+3.5%+4.3%-0.7%+0.6%+10.3%
2024+2.9%+4.3%+3.8%-1.5%+1.4%+5.5%-0.7%-0.7%+2.2%+0.9%+5.9%-0.7%+25.4%
2023+4.8%-0.1%+0.6%-0.4%+3.0%+3.5%+2.7%-1.0%-1.3%-3.5%+5.6%+4.2%+19.4%
2022-4.7%-2.0%+4.0%-2.9%-3.0%-5.7%+8.1%-1.1%-6.2%+3.3%+1.9%-5.6%-14.2%
2021+2.0%+2.0%+4.9%+1.6%-0.9%+4.7%+0.3%+3.2%-1.8%+4.9%+0.7%+2.9%+27.1%
2020-----+0.1%+0.6%+5.9%-1.1%-2.0%+8.4%+2.7%+15.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.52% • The longest drawdown period lasted for 2 years and was between November 2021 and December 2023. It reached a trough of -16.3%.
When could this portfolio get you to financial independence?

2222 returned +15.40% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€77.19

26 payments

Dividend Yield

0.08%

(annualized)

Avg Per Payment

€2.97

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€8.43
2025€11.90
2024€14.96
2023€14.79
2022€11.76
2021€7.95
2020€7.41
Total€77.19

Detailed Metrics

Returns
Total Return
+145.57%
Annualized Return
+15.40%
Avg Monthly Return
+1.25%
Risk
Volatility (Annual)
+14.35%
Max Drawdown
+21.52%
Positive Months
63%
Average Drawdown
-4.7%
Risk-Adjusted
Sharpe Ratio
0.93
Risk-free rate: 2.0%
Sortino Ratio
0.87
Downside risk adjusted
Return/Volatility
1.07
Calmar Ratio
0.72
Return/Max Drawdown
Ulcer Index
5.89
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€24,556.99
Backtest Period
2020-06-03 to 2026-09-11
6.3 years
Rebalancing
annual
Base Currency
EUR