HomePortfolios2026 Ibrk Ajuste Inflação

2026 Ibrk Ajuste Inflação

Ajuste proposto pelo copilot para inflação persistente

Optimize
None Rebalancing
USD
Moderate Risk
7.2yr backtest

Performance Summary

Total Return+109.26%
Annualized Return+10.85%
Volatility+11.04%
Sharpe Ratio0.80
Max Drawdown+23.07%

Holdings

Asset Allocation

Asset Class

Equity 58.0%Bonds 32.0%Precious Metals 10.0%
Holdings Details
2026 Ibrk Ajuste Inflação portfolio designed to protect purchasing power against persistent inflation with strategic USD-based diversification.
AssetTypeAllocationTER
IUQA.LSE
iShares Edge MSCI USA Quality Factor UCITS ETFIE00BD1F4L37
ETF
22.0%0.2%
IB01.LSE
iShares USD Treasury Bond 0-1yr UCITS ETF (Acc)IE00BGSF1X88
ETF
18.0%0.07%
IGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
10.0%0.12%
IWDA.LSE
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
7.0%0.2%
IFSW.LSE
iShares STOXX World Equity Multifactor UCITS ETF USD (Acc)IE00BZ0PKT83
ETF
6.0%0.3%
USSC.LSE
State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETF USDIE00BSPLC413
ETF
6.0%0.3%
TIP5.LSE
iShares USD TIPS 0-5 UCITS ETF USD (Dist)IE00BDQYWQ65
ETF
5.0%0.1%
VDCA.LSE
Vanguard USD Corporate 1-3 Year Bond UCITS ETF AccumulatingIE00BGYWSV06
ETF
5.0%0.09%
SXLU.LSE
State Street SPDR S&P U.S. Utilities Select Sector UCITS ETF USDIE00BWBXMB69
ETF
4.0%0.15%
EIMI.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc)IE00BKM4GZ66
ETF
3.0%0.18%
XGID.LSE
Xtrackers S&P Global Infrastructure Swap UCITS ETF 1CLU0322253229
ETF
3.0%0.6%
IUHC.LSE
iShares S&P 500 Health Care Sector UCITS ETF (Acc)IE00B43HR379
ETF
3.0%0.15%
IUFS.LSE
iShares S&P 500 Financials Sector UCITS ETF (Acc)IE00B4JNQZ49
ETF
2.0%0.15%
SXLE.LSE
State Street SPDR S&P U.S. Energy Select Sector UCITS ETF USDIE00BWBXM492
ETF
2.0%0.15%
SDHA.LSE
iShares USD Short Duration High Yield Corporate Bond UCITS ETF USD (Acc)IE00BZ17CN18
ETF
2.0%0.45%
JPEA.LSE
iShares J.P. Morgan USD Emerging Markets Bond UCITS ETF (Acc)IE00BYXYYK40
ETF
2.0%0.45%
Total100.0%0.19%

Performance

Portfolio Value Over Time
Starting with $10,000 investment → now worth $20,926
Histogram of Monthly Returns
The portfolio had a positive return during 58 of the 87 months (67%)
Monthly Returns Heatmap
Best month: +6.1% • Worst month: -7.1% • Best year: 2025 (+19.6%) • Worst year: 2022 (-9.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.8%+2.5%-6.1%+5.1%--------+5.1%
2025+3.6%-1.4%-1.2%+0.2%+3.0%+2.4%+1.4%+2.2%+3.1%+1.7%+2.0%+1.0%+19.6%
2024+0.7%+2.4%+3.5%-1.7%+2.2%+2.0%+2.1%+1.8%+2.1%-0.1%+2.8%-3.1%+15.6%
2023+4.2%-1.9%+1.7%+1.2%-1.5%+3.7%+3.1%-1.1%-3.1%-1.3%+5.5%+4.1%+15.1%
2022-4.1%+0.0%+3.1%-4.5%-0.8%-6.0%+4.3%-1.9%-5.8%+3.9%+3.6%-0.9%-9.3%
2021+0.1%+0.9%+2.7%+3.1%+1.8%+0.0%+1.5%+1.6%-2.8%+3.2%-1.0%+2.8%+14.6%
2020-0.0%-5.9%-7.1%+6.1%+2.5%+1.1%+4.1%+3.3%-2.1%-1.2%+6.1%+3.2%+9.4%
2019--0.2%+0.6%+1.5%-3.0%+4.5%+1.1%-1.1%+1.1%+1.4%+1.7%+2.3%+10.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +23.07% • The longest drawdown period lasted for 1 year and 6 months and was between January 2022 and July 2023. It reached a trough of -15.8%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (5.0% of total allocation)

Total Dividends Received

$142.61

13 payments

Dividend Yield

0.14%

(annualized)

Avg Per Payment

$10.97

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2025$36.86
2024$40.45
2023$28.73
2022$1.88
2021$2.12
2020$16.00
2019$16.57
Total$142.61

Detailed Metrics

Returns
Total Return
+109.26%
Annualized Return
+10.85%
Avg Monthly Return
+0.89%
Risk
Volatility (Annual)
+11.04%
Max Drawdown
+23.07%
Positive Months
67%
Average Drawdown
-3.4%
Risk-Adjusted
Sharpe Ratio
0.80
Risk-free rate: 2.0%
Sortino Ratio
0.75
Downside risk adjusted
Return/Volatility
0.98
Calmar Ratio
0.47
Return/Max Drawdown
Ulcer Index
4.70
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
$10,000
Final Value
$20,926
Backtest Period
2019-02-22 to 2026-04-24
7.2 years
Rebalancing
none
Base Currency
USD