HomePortfolios1er portefeuille mai 2026

1er portefeuille mai 2026

Test et analyse

Created byuser-jd1v65
Annual Rebalancing
EUR
Moderate Risk
1.2yr backtest

Performance Summary

Total Return+20.96%
Annualized Return+17.82%
Volatility+11.94%
Sharpe Ratio1.32
Max Drawdown+12.05%

Holdings

Asset Allocation

Asset Class

Equity 81.8%Bonds 11.0%Money Market 4.2%Precious Metals 3.0%
Holdings Details
Diversified ETF portfolio blending global stocks, European microcaps, bonds, and gold for balanced growth across major asset classes.
AssetTypeAllocationTER
EUNL.XETRA
iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983
ETF
60.0%0.2%
LU1937143748
AXA World Funds - Framlington Europe Ex-UK Microcap F Capitalisation EUR • LU1937143748
FUND
21.8%1%
LYOR.XETRA
Amundi Smart Overnight Return UCITS ETF Acc • LU1190417599
ETF
4.2%0.1%
SPFF.XETRA
State Street SPDR Bloomberg Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE000AQ7A2X6
ETF
3.0%0.1%
VECP.XETRA
Vanguard EUR Corporate Bond UCITS ETF (EUR) Distributing • IE00BZ163G84
ETF
3.0%0.07%
EUNA.XETRA
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35
ETF
3.0%0.1%
GOLD-EUR.PA
Amundi Physical Gold ETC (C) • FR0013416716
ETF
3.0%0.12%
EH1Y.XETRA
iShares Broad EUR High Yield Corporate Bond UCITS ETF EUR (Dist) • IE00BG0J4B71
ETF
1.0%0.2%
3SUD.XETRA
iShares J.P. Morgan USD EM Bond UCITS ETF (Acc) • IE00BJ5JPH63
ETF
1.0%0.5%
Total100.0%0.36%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,096.37
Histogram of Monthly Returns
The portfolio had a positive return during 10 of the 15 months (67%)
Monthly Returns Heatmap
Best month: +6.7% • Worst month: -5.0% • Best year: 2025 (+13.9%) • Worst year: 2026 (+6.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.0%+1.2%-5.0%+6.7%+2.4%-------+6.2%
2025---1.0%-1.6%+5.7%+1.5%+3.9%-0.3%+2.1%+2.8%-0.4%+0.7%+13.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.05% • The longest drawdown period lasted for 2 months and was between January 2026 and April 2026. It reached a trough of -6.0%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (4.0% of total allocation)

Total Dividends Received

€19.71

17 payments

Dividend Yield

0.16%

(annualized)

Avg Per Payment

€1.16

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€8.36
2025€11.34
Total€19.71

Detailed Metrics

Returns
Total Return
+20.96%
Annualized Return
+17.82%
Avg Monthly Return
+1.32%
Risk
Volatility (Annual)
+11.94%
Max Drawdown
+12.05%
Positive Months
67%
Average Drawdown
-1.7%
Risk-Adjusted
Sharpe Ratio
1.32
Risk-free rate: 2.0%
Sortino Ratio
1.20
Downside risk adjusted
Return/Volatility
1.49
Calmar Ratio
1.48
Return/Max Drawdown
Ulcer Index
2.37
Drawdown depth & duration
Martin Ratio
0.07
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,096.37
Backtest Period
2025-03-17 to 2026-05-15
1.2 years
Rebalancing
annual
Base Currency
EUR