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10y ETF portfolio small

Created byuser-x1yoz2

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Annual Rebalancing

EUR

Moderate Risk

Multi-currency

5.0yr backtest

Performance Summary

Total Return+77.80%

Annualized Return+12.29%

Volatility+11.46%

Sharpe Ratio0.90

Max Drawdown+17.15%

Holdings

Asset Allocation

Asset Class

Equity 81.0%Commodities 10.0%Precious Metals 9.0%

Holdings Details

Diversified global ETF portfolio with 81% equities, 10% commodities, and 9% gold for broad market exposure and risk management.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087	IE00B5BMR087	Acc	ETF	25.0%	0.07%
EUNK.XETRA iShares Core MSCI Europe UCITS ETF EUR (Acc) • IE00B4K48X80	IE00B4K48X80	Acc	ETF	20.0%	0.12%
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	15.0%	0.18%
CMOD.LSE Invesco Bloomberg Commodity UCITS ETF Acc • IE00BD6FTQ80	IE00BD6FTQ80	Acc	ETF	10.0%	0.19%
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	9.0%	0.12%
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31	IE00BF4RFH31	Acc	ETF	9.0%	0.35%
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21	IE00B4L5YX21	Acc	ETF	7.0%	0.12%
XDW0.XETRA Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91	IE00BM67HM91	Acc	ETF	5.0%	0.25%
Total		Total			100.0%	0.15%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €17,780.04

Histogram of Monthly Returns

The portfolio had a positive return during 40 of the 61 months (66%)

Monthly Returns Heatmap

Best month: +7.3% • Worst month: -6.6% • Best year: 2024 (+18.6%) • Worst year: 2022 (-3.8%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+5.0%	+3.7%	-3.5%	+5.0%	+3.1%	-0.7%	+0.7%	-	-	-	-	-	+13.8%
2025	+4.8%	-0.6%	-3.6%	-4.2%	+3.8%	+0.1%	+3.5%	+0.7%	+3.4%	+4.1%	+1.0%	+0.8%	+14.1%
2024	+1.8%	+2.4%	+4.5%	-0.0%	+0.6%	+2.5%	+0.5%	-0.6%	+1.6%	+0.7%	+4.7%	-1.3%	+18.6%
2023	+4.1%	-0.6%	-0.3%	-0.1%	+0.3%	+2.4%	+3.1%	-0.7%	-0.5%	-2.4%	+2.8%	+2.6%	+10.8%
2022	-1.3%	+0.1%	+4.1%	+0.5%	-1.3%	-6.6%	+7.3%	-0.8%	-5.6%	+3.3%	+2.0%	-4.6%	-3.8%
2021	-	-	-	-	-	-	+0.1%	+2.0%	+0.2%	+3.4%	-1.0%	+3.5%	+8.4%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +17.15% • The longest drawdown period lasted for 1 year and was between August 2022 and September 2023. It reached a trough of -10.1%.

Detailed Metrics

Returns

Total Return

+77.80%

Annualized Return

+12.29%

Avg Monthly Return

+0.99%

Risk

Volatility (Annual)

+11.46%

Max Drawdown

+17.15%

Positive Months

66%

Average Drawdown

-3.2%

Risk-Adjusted

Sharpe Ratio

0.90

Risk-free rate: 2.0%

Sortino Ratio

0.83

Downside risk adjusted

Return/Volatility

1.07

Calmar Ratio

0.72

Return/Max Drawdown

Ulcer Index

3.92

Drawdown depth & duration

Martin Ratio

0.03

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€17,780.04

Backtest Period

2021-07-16 to 2026-07-03
5.0 years

Rebalancing

annual

Base Currency

EUR