Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 25.0% | 0.07% |
EUNK.XETRA iShares Core MSCI Europe UCITS ETF EUR (Acc) • IE00B4K48X80 | ETF | 20.0% | 0.12% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 15.0% | 0.18% |
CMOD.LSE Invesco Bloomberg Commodity UCITS ETF Acc • IE00BD6FTQ80 | ETF | 10.0% | 0.19% |
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 9.0% | 0.12% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 9.0% | 0.35% |
EUNN.XETRA iShares Core MSCI Japan IMI UCITS ETF • IE00B4L5YX21 | ETF | 7.0% | 0.12% |
XDW0.XETRA Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91 | ETF | 5.0% | 0.25% |
| Total | 100.0% | 0.15% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.8% | +3.7% | -3.5% | +5.7% | +3.5% | -0.2% | -0.5% | +3.2% | +0.9% | - | - | - | +18.6% |
| 2025 | +4.7% | -0.5% | -3.7% | -3.9% | +3.9% | +0.2% | +3.3% | +0.8% | +3.4% | +4.1% | +0.8% | +0.9% | +14.2% |
| 2024 | +1.7% | +2.4% | +4.4% | -0.1% | +0.7% | +2.6% | +0.5% | -0.6% | +1.8% | +0.5% | +4.4% | -1.1% | +18.4% |
| 2023 | +4.4% | -0.6% | -0.1% | -0.2% | +0.6% | +2.4% | +3.0% | -1.0% | -0.8% | -2.5% | +3.5% | +2.9% | +11.8% |
| 2022 | -1.3% | +0.1% | +3.9% | +0.5% | -1.4% | -6.5% | +7.1% | -0.8% | -5.7% | +3.1% | +2.2% | -4.5% | -4.1% |
| 2021 | - | - | - | - | - | - | +0.1% | +2.0% | +0.2% | +3.4% | -1.0% | +3.5% | +8.4% |
10y ETF portfolio small returned +12.89% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.