HomePortfoliosПенсия 100 умеренный

Пенсия 100 умеренный

None Rebalancing
EUR
Low Risk
5.5yr backtest

Performance Summary

Total Return+46.23%
Annualized Return+7.15%
Volatility+8.55%
Sharpe Ratio0.60
Max Drawdown+15.27%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A globally diversified equity portfolio using a single low-cost ETF for simple, balanced long-term growth potential.
AssetTypeAllocationTER
V60A.XETRA
Vanguard LifeStrategy 60% Equity UCITS ETF AccumulatingIE00BMVB5P51
ETF
100.0%0.25%
Total100.0%0.25%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €14,623.4
Histogram of Monthly Returns
The portfolio had a positive return during 42 of the 67 months (63%)
Monthly Returns Heatmap
Best month: +6.8% • Worst month: -5.3% • Best year: 2021 (+14.3%) • Worst year: 2022 (-14.2%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.9%+1.6%-4.3%+5.1%+3.8%-0.2%------+6.7%
2025+2.7%-0.9%-4.5%-2.0%+3.5%+0.8%+2.7%+0.1%+2.0%+3.0%-0.2%-0.0%+7.0%
2024+1.5%+1.8%+2.6%-1.9%+0.8%+3.2%+0.9%+0.4%+1.3%-0.4%+4.4%-1.1%+14.3%
2023+3.6%-0.6%+0.6%+0.1%+1.2%+1.9%+1.6%-0.9%-1.5%-2.6%+5.0%+3.6%+12.4%
2022-3.8%-1.9%+1.4%-2.9%-2.2%-4.4%+6.8%-2.2%-5.3%+1.7%+1.7%-3.5%-14.2%
2021-0.3%+0.8%+3.2%+1.0%-0.0%+2.8%+1.1%+1.6%-1.6%+2.6%+0.5%+1.9%+14.3%
2020-----------+1.6%+1.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.27% • The longest drawdown period lasted for 2 years and 3 months and was between November 2021 and March 2024. It reached a trough of -15.3%.

Detailed Metrics

Returns
Total Return
+46.23%
Annualized Return
+7.15%
Avg Monthly Return
+0.60%
Risk
Volatility (Annual)
+8.55%
Max Drawdown
+15.27%
Positive Months
63%
Average Drawdown
-4.9%
Risk-Adjusted
Sharpe Ratio
0.60
Risk-free rate: 2.0%
Sortino Ratio
0.55
Downside risk adjusted
Return/Volatility
0.84
Calmar Ratio
0.47
Return/Max Drawdown
Ulcer Index
6.23
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
14,623.4
Backtest Period
2020-12-11 to 2026-06-12
5.5 years
Rebalancing
none
Base Currency
EUR
Пенсия 100 умеренный | +7.1% CAGR | ETF Backtest